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If you have ever been injured in a car accident, seeking medical attention is of the utmost importance. In Texas, the at-fault driver should be responsible for paying any medical expenses. Unfortunately, resolving a settlement with the other driver’s insurance company can take time. First, you must prove that the other driver was responsible for the accident. Even then, drivers and their insurance companies may continue to deny liability, requiring you to file a lawsuit that can take months to reach a resolution. As you wait for your case to be resolved, here are some options for paying your medical bills.

Paying Medical Bills Before Receiving Financial Damages

If you are injured, you should always seek medical attention first and worry about the bills later. In most cases, your insurance will help cover the initial costs. If you are pursuing a settlement to receive compensation, you have the option to defer your medical bills until the case is resolved. However, you must negotiate with your provider and sign a written contract stating that you will pay your medical bills regardless of the case outcome.

Another viable option is to use PIP insurance. Personal injury protection insurance (PIP) covers medical expenses due to accidents. In Texas, insurance providers are required to offer PIP. Unless you specifically opted out of PIP, you should be able to use this coverage for your medical bills regardless of who is at fault for the accident.

Navigate the Claims Process With Caution

Being cautious is essential during the claims process, as insurance companies may try to minimize their payouts or shift the blame onto the victim. Working with an experienced car accident lawyer can level the playing field and ensure you are not taken advantage of during negotiations.

Call a Houston Car Accident Attorney for Help Covering Your Medical Bills

If you are involved in a car accident in Houston, an attorney could help you recover the cost of your medical bills from the at-fault driver. Seeking legal advice and representation can help you navigate the complexities of insurance claims and personal injury law, giving you the best chance of receiving compensation. Call our firm today.