Determining fault after a Houston Uber accident is one of the most important steps in pursuing financial recovery. Whether you were a passenger, another driver, or a pedestrian, understanding who is legally responsible for the crash is essential to protecting your rights. These cases can be more complex because they involve multiple potential defendants.
At KGS Law PLLC, we help injury victims navigate the legal challenges that follow an Uber/Lyft/rideshare crash. Our attorneys investigate how the accident happened and identify each liable party to pursue compensation. By establishing fault early, we ensure that the appropriate insurance coverage applies and that your claim moves forward effectively.
Who May Be at Fault in an Uber Accident?
Understanding how fault is determined after an Uber accident in Houston is crucial, since multiple parties could share responsibility for the crash. Fault may rest with:
- The Uber driver, if they were distracted, speeding, or otherwise negligent
- Another driver, if their reckless behavior caused the crash
- A third party, such as a vehicle manufacturer or a government agency responsible for road maintenance
- Uber’s insurance provider, depending on whether the driver was logged into the app or actively transporting a passenger
Under Texas Transportation Code § 545, all motorists must operate their vehicles safely and obey traffic laws. When that duty is breached and results in a collision, the negligent party can be held financially liable for the resulting harm.
How Uber’s Insurance Coverage Affects Your Claim
Uber’s insurance coverage changes depending on what the driver was doing at the time of the crash. If the driver was not logged into the Uber app, only their personal auto insurance applies. When the driver is logged into the app but has not yet accepted a ride, Uber provides limited contingent coverage that may apply if the personal insurer denies the claim. Once the driver has accepted a ride or is actively transporting a passenger, Uber’s $1 million commercial liability policy takes effect, covering injuries and property damage for everyone involved.
Determining which coverage applies for an Uber accident requires a detailed review of app data, insurance records, and driver statements. An experienced Houston attorney could ensure the correct policy is triggered and that no insurer wrongfully denies your claim, as well as help determine fault after an Uber accident.
The Role of Comparative Fault in Uber Collisions
Texas follows a modified comparative fault rule under Texas Civil Practice & Remedies Code § 33.012. If you are found partly responsible for the collision, your compensation may be reduced by your percentage of fault. However, you can still recover damages as long as you are less than 51 percent responsible.
When determining who is at fault after an Uber crash in Houston, courts and insurance companies carefully evaluate each party’s actions leading up to the collision. A skilled lawyer could gather evidence to minimize your share of fault and maximize your recovery.
Evidence Needed To Prove Fault
Proving fault in a Houston Uber accident requires a thorough investigation and strong supporting evidence. Common sources of proof include:
- Witness statements
- Police and accident reports
- Vehicle damage assessments
- Electronic data from the Uber app
- Dashcam and surveillance footage
- Medical records linking injuries to the crash
KGS Law PLLC could coordinate with accident reconstruction experts and subpoena Uber’s internal data to establish liability clearly and persuasively.
Contact a Houston Lawyer for Help Determining Fault After an Uber Wreck
Uber accident claims often involve multiple insurance companies and conflicting accounts of what happened. Trying to determine fault on your own can delay your recovery and jeopardize your rights.
If you were injured in a rideshare crash, you do not have to face the legal process alone. Contact KGS Law PLLC today to speak with an experienced lawyer for assistance with determining fault after a Houston Uber accident and recovering the compensation you deserve.
