Rental cars are ideal for vacations, business trips, and when your vehicle is being repaired. However, things can get complicated when you are in a crash while driving a rental car.
If you or someone you love was injured in a rental car accident in Katy, KGS Law Group could provide help as you move forward.
Our skilled auto collision attorneys understand the complexity of these incidents and could use our knowledge of personal injury law to assist with your case. Call today to schedule a consultation.
What to do After a Rental Car Wreck
Knowing what to do immediately after an accident can help a person maintain some control over the situation. Individuals should immediately stop their vehicle, call 911 to report the crash, and seek medical attention. Once this is complete, it is vital to do the following:
- Record information about other drivers and passengers
- Speak with witnesses and obtain their contact information
- Take photographs of the accident scene
- File a police report within 24 hours
- Contact insurance companies
- Speak with the rental car company
If someone cannot gather driver information or witness testimony at the scene because their injuries are too severe, they can still proceed with an accident claim. Medical records, physician testimony, and personal statements from the injured driver and their passengers in a rental car wreck are often sufficient in Katy.
Establishing Fault in a Rental Car Accident
Texas is an “at fault” state, which means individuals must establish whose insurance will be required to pay for injuries or property damage. Even if the other driver does not have valid insurance, there may be ways for the injured person’s insurance company to help cover costs while seeking restitution from the at-fault party.
It is also important to note that proportionate responsibility must be accounted for in all accidents. This means the responsible party must be at least 51% at fault to be held accountable for the collision. However, if it is proven that the injured person held partial fault, they may be held responsible for those costs.
Who Pays for Damage to a Rental Vehicle?
Every rental vehicle should have insurance coverage, whether the driver’s insurance or insurance from the rental company that covers basic liability. Texas law requires motorists to have at least 30/60/25 coverage, which includes:
- $30,000 of coverage for injuries per person
- Up to $60,000 coverage per accident
- $25,000 of coverage for property damage
Insurance providers often offer other insurance coverage options that may cover more. These options include a higher liability coverage minimum, collision coverage, and personal injury protection (PIP).
According to the Texas Department of Insurance, injured parties may also be covered by their homeowners’ insurance, health insurance, or the rental car company’s auto insurance.
If the other party drove the rental car, they would be held responsible for an accident in Katy if they were at fault. Their insurance coverage will cover injuries or damage to the other person’s vehicle. However, the injured individual can file a claim against them for personal injury if they do not have insurance coverage.
Seek Legal Advice After a Katy Rental Car Accident
Do not try to handle the aftermath of a vehicle crash alone. Doing so could result in you paying for damages and personal injuries without help from the at-fault driver.
At KGS Law Group, we care about your losses and want you to get the compensation you deserve. Contact our compassionate personal injury attorneys today for a free consultation.