After a slip and fall or another serious injury on someone else’s property, insurance adjusters are often eager to contact you. Before you speak with them, it is important to understand the risks involved. Talking to insurance companies in McAllen premises liability cases can impact your ability to recover fair compensation.
At KGS Law, our experienced premises liability attorneys represent clients who have suffered significant injuries due to unsafe property conditions. From grocery stores and apartment complexes to parking lots and restaurants, these cases involve powerful businesses and insurance carriers. Our team handles all communications promptly to help you avoid saying anything that can be used against you.
Why Insurance Adjusters Want To Talk Right Away
Insurance companies may not have your best interests in mind. Their goal is to minimize payouts and protect their net profit. When someone reports an injury, insurance companies often contact the injured person immediately to gather information that could weaken their claim. During these conversations, they may ask for a recorded statement. It can be easy to misspeak, downplay injuries, or agree to facts that later hurt your case.
An innocent comment, such as “I was not watching where I was going,” can be used as an admission of fault. This is why KGS Law strongly advises against speaking with any insurance representative without legal counsel. A premises liability lawyer could speak with McAllen insurance companies for you, help protect your rights, and assist you in preventing these early mistakes.
How a Lawyer Helps Handle Insurance Discussions
Once you hire our firm, we immediately notify the insurance company that all future communication about your McAllen premises liability case must go through us. This could help prevent these companies from misinterpreting what you say or using it to challenge the severity of your injuries. Our legal team could help you understand what documentation to provide and what questions not to answer.
We respond to requests for medical records, negotiate with adjusters, and reject any low-rate settlement offers. Because we only handle serious injury cases, we know the methods insurers use and how to handle them effectively. We also work with medical experts to establish the full extent of your injuries. So, if an insurance company disputes your need for ongoing treatment or claims your injury is unrelated to the incident, we could provide evidence to help your case.
Common Pitfalls in Premises Liability Insurance Claims
In premises liability cases in McAllen, some of the most common challenges when communicating with insurance companies include delayed responses, partial denials, and pressure to settle quickly. They may also argue that your actions caused the fall, that the hazard was open and obvious, or that no negligence occurred.
When you are recovering from serious injuries like fractures, head trauma, or soft tissue damage, it can be hard to fight these claims alone. That is why it is critical to let an experienced attorney handle the insurance process from the beginning.
Hire a Premises Liability Lawyer Before Talking to McAllen Insurance Companies
At KGS Law, we have seen how small statements can lead to big problems in court. We know the methods insurance companies use, and we will help you handle them. Before you speak with any adjuster, reach out to us. Talking to insurance companies in McAllen premises liability cases without representation can put your case at risk.
At KGS Law, we help injury victims pursue the compensation they deserve while avoiding costly mistakes. Contact us today for a free consultation, and let us help you protect your rights, so you can focus on healing.